Credit cards can be an indispensable companion when travelling in the Philippines, offering benefits like free travel insurance and airport lounge access, not to mention offering world-class convenience by enabling purchases made overseas in their local currency without incurring foreign transaction fees.
Other benefits such as priority boarding, 5x membership rewards points and privileges for prepaid hotel bookings make these credit cards well-worth owning. Furthermore, their zero interest installment program and complimentary travel insurance add additional advantages that make owning one worthwhile.
1. BPI SkyMiles Mastercard
BPI SkyMiles Mastercard is a premium travel credit card developed in partnership with Delta Air Lines that can help travelers accumulate miles for their trips; every P50 spent earns one mile. In addition, when charging airline tickets onto this credit card, free travel insurance coverage will apply.
Other benefits of this card include lounge access and credits for expedited airport screening. Furthermore, you can earn points on hotel loyalty programs, travel purchases and dining purchases using this card – making the first year free while offering high rewards rates after that.
If you are an avid Cebu Pacific flyer, this credit card should definitely be on your consideration list. Not only does it provide a 3% rebate when fuel purchases at Petron stations are made with it; additional benefits such as priority boarding and early check-in are also provided, along with tracking and redeeming miles online or using their mobile app; plus its points-to-Mabuhay Miles conversion is swift and generous!
2. Citi PremierMiles Card
Travel-focused purchases offer travellers the ability to maximize their spending. While other credit cards may only give one mile for every P30 spent, this card enables travellers to accrue five times that amount and transfer it easily into various airline loyalty programs at low rates.
Though this credit card carries an annual fee, it’s perfect for anyone who values earning miles and taking advantage of its perks, such as airport lounge access and exclusive shopping and dining discounts. Miles are earned fairly easily; all local spending earns 1.2 PremierMiles while overseas spending earns 2 PremierMiles per dollar spent – and remember – any miles earned never expire!
AirAsia Credit Card gives you access to exclusive rewards, Final Call offers and more – not to mention one of the lowest minimum income requirements and one of the highest spend-to-miles conversion rates available among travel credit cards.
3. Metrobank World Mastercard
The Metrobank World Mastercard credit card allows you to experience first-class living, offering discounts and rewards from premium brands locally and abroad. Plus, enjoy access to 0% installment programs, cash advance facilities, flexible payment schemes and flexible repayment schedules; in fact, all annual fees for principal and supplementary cards will be waived the first year!
Tier two reward credit cards provide the chance for you to get some sort of rebate or spend multiplier, usually in the form of cashback or rewards points.
HSBC credit cards allow you to live luxurious lives both abroad and at home. Use them for dining, shopping and entertainment or paying utility bills and expenses like utility fees and utility bill payments; transfer balances at zero interest for up to 24 months (subject to requirements such as proof of your payslip and documents).
4. Metrobank Travel Platinum Card
Are You an Avid Traveler Who Enjoys Redeeming Air Miles with Every Purchase? This card will make the experience unforgettable! Earn points with each purchase and redeem them for air miles – earning 1 mile for every P17 spent on airlines, hotels and foreign currency transactions; plus free airport lounge access and a first supplementary card!
This card stands out as the fastest spend-to-miles conversion among Philippine’s best travel credit cards, boasting low overseas transaction fees and dual currency billing for additional cost savings. Furthermore, its other perks include free Priority Pass membership at over 1000 airport lounges worldwide, dining and shopping discounts, 0% installment plans with no interest payments required, protection against online purchases made under false pretences as well as VIP customer service.
This co-branded credit card from Philippine Airlines (PAL) provides you with the fastest way to collect Mabuhay Miles while offering exclusive perks that make it one of the top credit cards for travel in Philippines. These benefits include mileage rebates of 5% when flying PAL flights; fuel rebates of 3% at Petron; and 50% off dining establishments.
