CIMB Bank recently unveiled new credit cards that offer travellers an array of privileges. Their flagship CIMB Travel World Elite Card provides bonus points to help redeem flights, hotel stays and e-vouchers.
Cardholders of this credit card also benefit from access to unique airport lounges and complimentary in-flight WiFi – all at a relatively low annual fee.
1. Airline Miles
Travel enthusiasts should prioritize air miles when selecting their credit card. One such example is the CIMB Niaga ALL Accor Live Limitless credit card, which offers unlimited all-in rewards points with every spend without caps or redemption minimums; these points can be redeemed for hotel stays, flight upgrades or e-vouchers.
CIMB Travel World Elite credit card provides 8x bonus points on purchases made overseas, airlines and duty free stores while 2x on local spending. Furthermore, this card provides various travel privileges such as complimentary in-flight wifi access, limousine transfer services and meet-and-greet services, an S$1 Million travel insurance coverage as well as Purchase Protection services.
2. Hotel Loyalty Program
Since businesses are rebounding and airways have opened back up for business travel, more travellers than ever are looking forward to exploring – particularly now that flights have become more affordable than before. To assist with their plans, CIMB Travel credit card series applications have now opened up for approval.
CIMB Travel World Elite card boasts an exceptional 10x bonus points on overseas, airline and duty-free store spend that can be redeemed for flights or hotels. In addition, it boasts the best bank bonus point conversion value and allows for Pay With Points payments on local spending.
At Marriott Vacation Club Resorts, members can take advantage of a complimentary four-night stay each year at any resort of their choosing, along with other perks such as HoteLux Elite membership for 12 months and cashback on in-flight WiFi (worth up to RM50 per statement cycle). Want more? Apply Now
3. Airport Lounge Access
CIMB Travel Credit Cards offer an array of benefits that will enhance your travel experience, such as complimentary lounge access for principal and supplementary cardholders at Plaza Premium First Lounges worldwide and affiliated global lounge partner networks; in addition to an outstanding one-to-one air miles/hotel points conversion rate.
Enjoy zero additional currency exchange mark-ups when spending abroad, 3GB of Flexiroam global data free, and more with the CIMB Cash Rebate Platinum Mastercard’s no annual fee and relatively affordable minimum income requirements.
Make sure to pay on time every month, as any late payments will be reported to all three major credit bureaus and can seriously harm your score. Recurring late payments could even lead to delinquency, repossession or bankruptcy!
4. Travel Insurance
With borders slowly opening again during the endemic phase of COVID-19 pandemic, many travellers are eager to satiate their desire for adventure and travel. Unfortunately, however, travelling can be expensive; that is why selecting a credit card that provides advantageous travel perks is an effective way to reduce the costs associated with your next vacation.
CIMB Travel World Elite stands out in the air miles credit card space by providing exceptional travel insurance coverage for cardmembers and their legal spouse. Individual cardmembers are covered up to S$1 Million for personal accident coverage; up to S$100 each per 6 hours of flight misconnection/luggage delay (capped at family maximum S$400); and S$1,000 in case of lost luggage.
Mastercard Travel Loan and Store (MTLS), Pay Now Travel Later (PNTL), Wallet Guard and E-Commerce Purchase Protection offer added value, along with its dynamic collection of exclusive offers across 50+ destinations.
5. Dining Privileges
Dining-centric credit cards provide great rewards, with some even offering exclusive experiences such as chef-hosted events or higher point multipliers on restaurant purchases.
Other benefits may include waiving of annual fees for both principal and supplementary cardholders. Furthermore, certain cards offer airport lounge access as well as airport transfer services that include limousine and meet-and-greet services as well as travel insurance policies.
However, not all dining credit cards are the same. To maximize rewards on everyday spending and maximize savings in various categories such as petrol & transport, health & medical and electronics & furnishing (e.g. CIMB Platinum Mastercard offers 10% rewards rate across dining, petrol and travel in foreign currency), select the card with multiple categories like petrol/transport & health/medical spending as an example of such cards that provide added categories.
