Credit cards are widely accepted throughout Singapore – from shopping malls to street food stalls. It’s wise to bring alternate forms of payment just in case some merchants do not accept credit cards.
Travel credit cards provide benefits like lounge access and high rewards rates on local spending as well as air miles redemption. They may even waive foreign exchange and ATM fees when used abroad.
OCBC Titanium Rewards Credit Card
OCBC Titanium Rewards Credit Card provides an array of redemption options, from vouchers and cash rebates to air miles and travel. Plus, every time you make purchases with eligible merchant category codes such as Qoo10 and Amazon as well as in-store spend at Best Denki you earn 10 OCBC$ (equivalent to 4 air miles).
The card does not impose a monthly cap for its 10X points earn rate, making it ideal for large electronics and furniture purchases. Furthermore, its generous e-commerce protection policy covers any lost or stolen online purchases made with it.
This card provides lifestyle privileges, such as exclusive discounts and promotions at various restaurants, retail shops, and more – making it an excellent option for travelers who wish to maximize their spending. Furthermore, no foreign transaction fees apply, making this one of the most cost-effective cards available when purchasing abroad.
RHB Signature Credit Card
RHB Bank in Malaysia provides credit cards as well as other banking products and services, with benefits like air miles, cash back rewards, complimentary airport lounge access and golf privileges. Their signature card, the RHB Signature Card is ideal for travellers seeking rewards while they travel.
This card boasts a low annual fee and high bonus reward rates on overseas spending, in addition to travel-related perks such as free airport lounge access and travel insurance coverage.
This card offers an ideal solution for those hoping to reduce their outstanding credit card debt, with its Smart Move Balance Transfer plan providing an opportunity to transfer balances at no interest for up to 12 months.
Singapore Airlines KrisFlyer Credit Card
Designed for frequent travelers, this credit card may be the ideal fit. Offering competitive miles earn rates comparable to other Singapore airlines cards like UOB PRVI Miles, DBS Altitude and HSBC TravelOne; we would still suggest cashback cards if cashback benefits appeal more.
As an effortless miles credit card, Amex SIA KF Credit Card offers an exceptional rate of miles rewards: 1.1 for general spending (1 mile overseas in June & December), 2 miles when spending on SIA brands or KrisShop in-flight or online purchases and 3.2 miles for Grab transactions – not forgetting market-leading sign-up bonuses and high miles promotions throughout the year! However, keep in mind that failing to repay all credit card balances each month could incur higher interest charges that outweigh rewards points earned.
Enrich Money Prepaid Card
Are You Travelling Frequenting Singapore Dollar? If so, obtaining a card that allows you to keep a balance in Singapore Dollar may be beneficial in helping to reduce currency exchange fees and facilitate ATM withdrawals at home or abroad.
Prepaid cards are digital accounts you can manage on your phone, enabling you to monitor balances and transactions at all times from wherever you may be. They are typically issued by specialist digital providers like Wise, and may come equipped with various features tailored specifically to you.
One option available to consumers is the Enrich Money Prepaid Card from Malaysia Airlines in partnership with Visa. This prepaid card lets you add funds in different currencies before automatically converting them to SGD at Visa’s international exchange rates for overseas transactions. In addition, users can earn Enrich Money Points that they can redeem against purchases like you would with cash back cards; it even comes equipped with dining privileges and airport lounge access!
