Credit card travel notices notify your issuer that you’ll be traveling, so that it doesn’t decline purchases when necessary. These notifications can typically be provided through either your account portal or app.
Setting an alert can help protect against fraudulent transactions while saving you time calling your card issuer and navigating their phone tree.
Credit card issuers
Card issuers can gain more trust when they know of customers’ travel plans, reducing the likelihood that transactions will be rejected in error and providing more informed decisions that keep customers satisfied while cutting down call times.
Credit card issuers utilize various strategies to identify when their customers are traveling, including reviewing airline ticket dates or charging taxes on award tickets, or monitoring accounts for any suspicious activity.
Most credit cards provide you with the option to set a travel notice through their online portal or app, calling the customer service representative listed on your card, or visiting their local branch to do so in person.
Bank of America
Bank of America Travel Alert is an excellent way to alert your credit card issuer of your upcoming trip and prevent your charges from getting declined when swiped during travels.
Credit cards use algorithms to detect suspicious purchases and are more likely to decline them if they seem out-of-the ordinary. Notifying your card issuer of your travel plans may lower the odds that purchases get declined while also saving time by not needing to call them for approvals.
Bank of America makes setting up travel alerts online simple and effortless – in just minutes you can set one up! They will text you if any transactions are flagged when traveling abroad. Keep your credit card issuer aware of your travel plans quickly!
Chase
Chase offers several convenient methods for setting up travel notices, including online, through its mobile app and by calling the number on the back of your card.
No matter if it’s for business or pleasure, notifying your credit card company about your trip is essential to ensure it works smoothly during your vacation and that no fees or taxes are applied when conducting foreign transactions.
Create a travel notification on your Chase account by logging into online bank and selecting either the profile icon or main menu icon. When creating this travel alert, input your departure and return dates along with cities you plan on visiting.
Citi
Travel notices can help protect against credit card decline in checkout lines. You can set these notifications either through your card company’s website or customer service line.
Citi offers travelers who will be traveling abroad the option of alerting their credit card issuer when they will be away, which the bank believes can help avoid fraud detection systems flagging transactions that don’t fall in with normal spending patterns.
Citi’s website or customer service number allows customers to register their travel notice. Furthermore, Citi recommends downloading its mobile app for ease of monitoring their accounts while traveling abroad.
Discover
Discover is a leading credit card issuer that provides cards tailored to fit different needs, from everyday spending and rewards cards for everyday spending and rewards to small business, student and those with lower credit scores. In addition, Discover provides its cardholders with complimentary FICO Credit Scores.
Discover is available online, through its mobile app or over the phone to notify of your travel plans. Notification can help prevent Discover from flagging international transactions as potential fraud and leading to your transaction being declined – which would be both inconvenient and costly.
Setting up a travel alert is quick and simple; taking only minutes. But its benefits could prove invaluable should an unwelcome rejection arise at an inconvenient moment.
