Japan is an alluring travel destination with its culture, cuisine and natural splendor – but can be costly. But you can save by using points and miles.
Focus on finding a card that offers no foreign transaction fees, easy ATM access and competitive exchange rates; in addition, travel rewards should also be offered as well as enhanced security features.
No foreign transaction fees
Most stores in Japan accept credit cards, though some smaller establishments and rural inns require cash payment only. A logo displaying what payment methods are accepted usually appears on storefronts; many hotels, ryokan (Japanese inns), hostels and guest houses require advance card payments when booking rooms.
Travel cards that do not charge foreign transaction fees provide more value for your money, with competitive exchange rates and travel rewards, perks and enhanced security features – plus they’re convenient and user-friendly – especially ATMs in Japan!
If you’re travelling to Japan, consider using a Visa or Mastercard card that does not charge foreign transaction fees. Or consider opting for a prepaid travel card such as the HSBC Everyday Global Travel Card from Citibank Plus or Wise international debit cards which automatically convert USD into Japanese yen at mid-market exchange rates without additional charges.
Widely accepted
Selecting an ideal credit card for travel in Japan is key to successfully planning your journey. In an ideal scenario, this would include no foreign transaction fees and generous rewards on travel purchases – in addition to offering invaluable travel perks such as airport lounge access and travel insurance coverage.
Japan offers nearly universal acceptance of credit cards in stores, hotels, restaurants and other establishments; however, some smaller businesses or local shops may only accept cash payments. Therefore, it is always wise to carry some extra cash with you just in case something unexpected comes up.
Visa and MasterCard credit cards are among the most widely accepted in Japan, though Diners Club, JCB and American Express cards may sometimes be declined due to high transaction fees. Furthermore, lodging facilities like ryokan (Japanese inns) or hostels may require advance payment by card only – for this reason it may be wiser to book accommodation online prior to arriving in Japan.
Convenient cash withdrawals
Credit and debit cards are widely accepted in Japan, though cash remains popular with certain smaller shops and restaurants. To protect against possible card failure or suspicious activity blockings, consider selecting a travel money card loaded with Japanese yen and offering currency withdrawals at favorable exchange rates; some cards such as Wise may even automatically convert spending and withdrawals based on mid-market rates.
Travel cards provide numerous security benefits, such as instant transaction notifications and easy ways to freeze, unfreeze and cancel the card via phone app. Some cards also offer premium features like airport lounge access. A great travel card should feature low ATM withdrawal fees, no international transaction fees and complimentary travel insurance as key features.
Security
Credit cards remain an invaluable tool in Japan as cash becomes less essential to everyday transactions and purchases, especially in larger cities. They’re widely accepted and provide ease when conducting transactions; their safety net function protects from unexpected expenses as well as building credit histories — particularly important for foreigners looking to establish roots here.
Credit cards in Japan use integrated circuit chips as security, a significant upgrade from magnetic strips found on traditional credit cards. They can also be used for public transportation and parking payments as well as purchasing merchandise in souvenir shops or airports.
A suitable credit card for travel to Japan offers various rewards schemes and perks. One such card, Rakuten Card, features an advantageous points system that can be redeemed for airline tickets and other benefits; additionally, its low transfer fees for international money transfers makes it particularly relevant to travellers visiting Japan.
