A credit card is a convenient and secure way to pay while traveling. Look for a travel credit card that allows low ATM withdrawal fees, exclusive lounge access and free travel insurance.
You may also want to consider the card’s interest rate and other fees and charges. Lastly, choose a card that offers rewards programs that suit your needs.
RCBC AirAsia Credit Card
If you’re a frequent AirAsia flyer, this travel credit card Philippines can help you get to your dream destination faster. Earn miles with every purchase and get exclusive perks like priority check-in and boarding. Plus, you’ll enjoy free travel insurance when you charge your expenses to this credit card.
The RCBC AirAsia Credit Card also gives you the option to switch your earning categories every billing cycle to maximize the rewards you can claim. In addition, you can access airport lounges with this card and use it for 0% interest overseas purchases. Also, you can earn a welcome gift of up to 8,000 AirAsia points and enjoy Xpress baggage for the first year of membership. However, remember that you need to monitor your spending patterns and build good repayment habits so that you don’t end up with a debt. The best way to do this is by using a secured credit card. This type of card requires a cash deposit as collateral, giving you a chance to improve your creditworthiness.
Metrobank Travel Platinum Card
Metrobank is one of the country’s leading universal banks, offering savings accounts, loans, credit cards, remittance services, investments, bancassurance and private wealth management. Their credit card promos attract many Filipino travelers and help them save big on local and international trips by offering rewards like free air miles, 0% interest, free airport lounge access, and discounts at partner merchants.
The Metrobank Travel Platinum Card is a great choice for frequent flyers who want to earn and redeem air miles easily. It offers a high air mile earning rate of 1 mile for every P17 spent on airlines, hotels and foreign currency and exclusive airport lounge access.
It is also worth considering if you are a Cebu Pacific frequent flyer, as it gives Go Rewards points and offers access to exclusive perks with the low-cost airline. You can even earn cash back with this card, as it is one of the best Philippine credit cards with low foreign transaction fees and a flat 1% cashback on overseas spend.
Security Bank World Mastercard
If you’re looking for a credit card that offers perks for travel, check out the Security Bank World Mastercard. It’s the classiest of their eight cards, and it offers premium lifestyle- and travel-related perks (though they also have Platinum and Gold cards that have some of those perks). It waives the annual fee for the first year and comes with one free supplementary card.
Earn rewards points that don’t expire when you shop or dine, then redeem them for perks or discounts at participating restaurants, hotels, and airlines, as well as other lifestyle brands. It also gives you unlimited access to the Marhaba Lounge in NAIA Terminals 1 and 3, which can be very useful during long layovers.
Plus, get a welcome gift when you apply for this credit card through Moneymax until May 31, 2024! Choose from a P2,500 Giftaway eGift voucher or a JBL Horizon 2 Bluetooth Clock Radio Speaker worth P5,354 or the JBL Wave Beam True Wireless Earbuds worth P3,799. Terms and conditions apply.
Citi PremierMiles Visa Card
The Citi PremierMiles Visa Card is one of the best travel credit cards if you want to earn frequent miles. Each Php30 spent both locally and abroad gives you 1 PremierMile, which can be redeemed for flights on more than 60 airlines worldwide or 8,000 hotels. Another plus is that these miles don’t expire – unlike other credit cards which may only give you the option to redeem them within a specific period.
Meanwhile, the BDO American Express Explorer Credit Card offers a high rebate on essential travel spend. You can get a 5% cashback on airline, overseas car rental, and overseas dining transactions (groceries are excluded). Plus, you can redeem rewards such as shopping electronic gift cards and dining eGCs in exchange for air miles.
You can also check out the other travel credit cards we reviewed in the Philippines such as the HSBC Revolution Card, which gives you Go Rewards points that are redeemable for flight and hotel miles, and the Metrobank Travel Platinum Mastercard, which gives you Mabuhay Miles and exclusive perks when flying with Cebu Pacific. You can apply for these and other travel credit cards online via Moneymax.
